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Financial

NYC Financial Empowerment Centers

dca_logoNYC Financial Empowerment Centers
Book An Appointment with a Counselor Online
 
 
You can get free financial counseling by phone. Visit nyc.gov/TalkMoney to book an appointment. Work with your counselor to open a bank account so you can set up direct deposit; navigate the IRS Get My Payment tool; manage sudden changes to your household budget or income; contact creditors, and more.
 
Clients will be required to create a Financial Empowerment Portal account.
 


 

Sending a Cease Debt Collection Communication Letter

 
Under New York City and federal law, consumers may request at any time that a debt collector stop communicating with them permanently about a debt or alleged debt. In addition, if you are facing financial hardship due to the coronavirus (COVID-19) crisis, you can request that debt collection agencies stop contacting you temporarily about the debt.
 
See the instructions on how to draft a letter addressed to the collection agency
 

Según la ciudad de Nueva York y la ley federal, los consumidores pueden solicitar en cualquier momento que un cobrador de deudas deje de comunicarse con ellos permanentemente sobre una deuda o supuesta deuda. Además, si enfrenta dificultades financieras debido a la crisis del coronavirus (COVID-19), puede solicitar que las agencias de cobro de deudas dejen de comunicarse con usted temporalmente sobre la deuda.
 
Consulte las instrucciones acerca de cómo a detener las llamadas de las agencias de cobranza durante la emergencia COVID-19 con una carta

 
Updated on September 2, 2020
 


Homeowner Repair Loans

 
homerepairHome Repair and Preservation Financing
HomeFix
Lead Hazard Reduction and Healthy Homes Program

 
If you are a homeowner in one of the five boroughs and need heating upgrades, plumbing or electrical repairs, lead paint removal, roof and window repairs, or other repairs you could receive a homeowner repair loan through the Department of Housing Preservation and Development. The program provides access to affordable low- or no-interest and potentially forgivable loans for home repairs to eligible owners of one- to four-family homes in New York City
 
For more information about this program by clicking on HomeFix. To find out if you qualify please visit Determine Eligibility.
 

Si es dueño de una casa en uno de los 5 condados de Nueva York y necesita modernizar su sistema de calefacción, hacer reparaciones eléctricas o de plomería, remover pintura a base de plomo, reparar techos y/o ventanas, o necesita hacer otro tipos de reparaciones, usted puede recibir un préstamo para propietarios a través del departamento de salud. Para más información siga el enlace HomeFix. Para conocer si califica para otros programa visite esta página.