Social Security Disability Insurance (SSDI)

For long-term disabilities (a year disability), the Social Security Disability Insurance (SSDI) is a federal disability income program for adults who have worked but now cannot work due to a disability.

 
Social Security Disability Insurance provides benefits to you and eligible family members if you have worked long enough and paid Social Security taxes. Monthly benefits are based on your average lifetime earnings and start six months after the disability onset, up to 12 months before application. Payments are deposited directly into your bank account or onto an SSA Direct Express Card.
 
Under Social Security guidelines, you are deemed disabled if:

• A medical condition prevents you from working;
• You are unable to perform tasks from your previous job, and
• Your disability has persisted or is expected to persist for a minimum of one year or is likely to result in death.

 
Apply online at secure.ssa.gov/iClaim/dib.
 
Updated on November 18, 2024