Offering a homebuyer assistance grant of up to $10,000 (or 6% of the home’s purchase price, whichever is lower) to assist first-time homebuyers reduce the principal, cover down payment and loan closing costs.
To be eligible you must complete a FREE City-funded homeownership counseling program before you sign an Agreement of Sale. Homeownership counseling successfully prepares borrowers for this big life decision. See https://phdcphila.org/residents/homebuyers-and-renters/philly-first-home/ and check out flyer
Call 267-443-2500 for the referral line for free legal advice and representation for low-income tenants.
PCCA, as a HUD-certified Housing Counseling Agency, has been providing free housing counseling services to the Philadelphia region since 1979.
PCCA provides confidential one-on-one mortgage delinquency negotiations, money management and budgeting, first time homebuyer counseling and education, financial literacy education, and, other housing-related programs. Call 215-567-7803
Housing counseling agencies help families navigate the financial issues related to housing. They help with the home-buying process, credit repair, foreclosure prevention and more. Click here for a location near you.
Their mission is to ensure equal access to housing opportunities for all people. The Center educates the public on fair housing laws, provides assistance to individuals who have experienced housing discrimination, and offers information and counseling on housing related issues including finding low cost rental properties. Call 215-625-0700 or 866-576-1968 toll free for help.
CLS provides legal representation and advice to low-income tenants who are renters in non-subsidized housing in Philadelphia County. We provide, when possible, counsel in cases involving eviction, illegal lockouts, unlawful termination of utilities, homes in disrepair, and Complaints before the Philadelphia Fair Housing Commission. Phone intake 267-443-2500, walk in 1424 Chestnut Street or website for great resources. https://clsphila.org/services/housing/
ACHIEVEability works to permanently break the cycle of poverty by helping, formerly homeless, low-income, single-parent families have what they need to pursue higher education and achieve self-sufficiency via supportive services, community and economic development, housing and accountability. To become a client or to get more information, please call 215-748-8800.
The Housing Resource Guide includes information on:
offered by the City of Philadelphia and other public agencies. It also answers the most frequently asked questions about housing and housing-related issues.
The Restore, Repair, Renew program is a new initiative of the City of Philadelphia to help Philadelphia homeowners to access low-interest home equity loans to invest in their properties. Lenders participating in the program are offering a 10-year fixed-rate 3% interest home equity term loan ranging from $2,500 to $50,000 (inclusive of 10% contingency) to eligible homeowners with a household income of 120% of area median or less. Click here for info https://www.clarifi.org/what-we-do/housing-success/restore-repair-renew/ or call 215-866-5200
Restore, Repair, Renew is a new initiative of the City of Philadelphia and Philadelphia Redevelopment Authority (PRA) to help Philadelphia homeowners access low-interest loans to invest in their properties. Lenders participating in the program are offering 10-year, 3% interest loans that range from $2,500 to $24,999 to eligible homeowners. Go to clarifi.org/rrr for info or call 215 866-5200
The Pennsylvania Low Income Home Energy Assistance Program (LIHEAP) helps low income people pay their heating bills through energy assistance grants. People need not have an unpaid bill to receive energy assistance. People can receive this money without being on welfare. For more information call 1-866-857-7095.
If you want to call the utility company directly call
(215) 787-HEAT (4328). for PGW and ask about their Customer Responsibility Program (CRP) or CRISIS grants for low income people or
1-800-344-3574 for PECO.
PECO Assistance Programs
LIHEAP info Spanish
LIHEAP Application Spanish
About the new TAP program:
COMPASS–Commonwealth of Pennsylvania Access to Social Services–is a web site that allows individuals and community based organizations access to screen for, apply for, and renew a broad range of social programs including Food Stamps, Health Care, Cash Assistance ect.-see what your family is eligible for!! ALSO, download myCOMPASS PA app from apple, android to check benefits, upload documents, check status and balances. No more lines!
CLS provides free legal advise and counsel to clients to help resolve disputes with PECO, PGW, and PWD. For CENTER CITY: 215-981-3700 North Philadelphia Law Center:215-227-2400 for more information.
Need help paying your Electric Bill click here
Need help paying your Gas Bill click here
Need help paying your Water Bill click here
A variety of assistance for the prevention, detection, and treatment of childhood lead poisoning- 215-978-2788. Lead Safe Babies Project- free lead cleaning supplies and free home inspection for new or pregnant parents- 215-685-2797
www.phila.gov/health/childhoodlead/ click here for tips to reduce lead in your home