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NYC Financial Empowerment Centers

 
dca_logoNYC Financial Empowerment Centers
Book An Appointment with a Counselor Online
(212) 487-4583
 
 
Get free one-on-one financial counseling and coaching by phone. Work with your counselor to open a bank account so you can set up direct deposit; navigate the IRS Get My Payment tool; manage sudden changes to your household budget or income; contact creditors, and more. Visit nyc.gov/TalkMoney to book an appointment.
 
Eligibility
— NYC Resident
— All immigration statuses
 
Services
— Manage your money and set up a spending plan
— Contact creditors about existing loans, including student loans. Get student loan debt tips during COVID-19.
— Draft letters to creditors to lower payments or temporarily suspend payments due to hardship
— Develop a strategy to minimize debt
— Access local, state, and federal emergency resources
— Open a bank account
— Separate personal and business finances
— Navigate the IRS Get My Payment tool for economic impact payments. Learn more about economic impact payments.
— And much more
 
How to Book an Appointment
The easiest way to book an appointment is by going to nyc.gov/Talkmoney. Clients will be required to create a Financial Empowerment Portal account. To book over the phone, either call 311 or to be in contact to financial counseling directly call: 212-487-4583. Each counseling session is 1 hour long. Most of the session are remote/over the phone, but there are some in-person sessions.
 
People can receive counseling as many times as they like, however, since the counselors want to allocate their time fairly, it’s asked not to book appointments back to back.
Documentation
The most important information/documents to bring is a record of monthly income and monthly expenses. Additionally, if someone is having a specific financial issue, like a difficulty with their credit card account, they can bring in the documentation for that concern.
 
Updated on July 15, 2021