New York City
Print This Page

The Essential Plan


The Essential Plan is a new health insurance program for New Yorkers. Working people with lower incomes who do not qualify for Medicaid can receive health insurance through the Essential Plan.


  • Applicants must be U.S. citizens or meet immigration status requirements. Also, be an adult who is 19–64 years of age. They should meet certain income requirements based on the size of your family.
  • View income levels for the Essential Plan at
  • You will either pay no premium or $20/month and you will not have to meet an annual deductible.
  • Get hospital care, prescription drugs, and doctor visits as a minimum.
  • Enrollment is open all year. Call 1-855-355-5777 or TTY: 1-800-662-1220 to sign up.

Likewise, you can get free dental and vision care or pay for these benefits, depending on your income. Find more information about the Essential Plan at
Updated on February 27, 2024