New York City
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Health


The Essential Plan

 

The Essential Plan is a new health insurance program for New Yorkers. Working people with lower incomes who do not qualify for Medicaid can receive health insurance through the Essential Plan.

 

  • Applicants must be U.S. citizens or meet immigration status requirements. Also, be an adult who is 19–64 years of age. They should meet certain income requirements based on the size of your family.
  • View income levels for the Essential Plan at nyc.gov/assets/ochia/downloads/pdf/essential-plan-income-chart.pdf.
  • You will either pay no premium or $20/month and you will not have to meet an annual deductible.
  • Get hospital care, prescription drugs, and doctor visits as a minimum.
  • Enrollment is open all year. Call 1-855-355-5777 or TTY: 1-800-662-1220 to sign up.

 
Likewise, you can get free dental and vision care or pay for these benefits, depending on your income. Find more information about the Essential Plan at info.nystateofhealth.ny.gov/essentialplan.
 
Updated on February 27, 2024
 


Federally Qualified Health Centers

 

Federally Qualified Health Centers (FQHCs), also known as free clinics, provide medical services regardless of whether you have health insurance or are eligible for it.

 
FQHCs use a sliding fee scale based on your income, so you pay what you can afford. The scale provides discounts based on your family size and income.
 
Locate a Federally Qualified Health Center by address or county at findahealthcenter.hrsa.gov.




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